5 Tools to Help Monitor Your Cash Flow

Managing cash flow isn’t the most exciting part of running a business. But ignoring it? That’s a fast-track ticket to sleepless nights and stressed-out mornings.

I’ve seen businesses with healthy profits fall apart simply because they didn’t have visibility over their cash flow. That’s how serious this is. Profit and loss tell part of the story. Cash flow tells the truth.

If you’re tired of guessing what’s in your bank account or worried about making payroll you’re not alone. The good news? There are tools that can take the stress out of managing cash flow and give you clarity instead of chaos.

Here are five practical, easy-to-use tools business owners looking to stay on top of their finances can use:

1. Xero

Xero isn’t just a bookkeeping platform, it gives you real-time cash flow visibility. You can set up bank feeds, track expenses, generate automated reports, and get forecasting insights, all in one place. Perfect for small and mid-sized businesses who want a clearer financial picture.

💡 Bonus: Integrates seamlessly with over 800+ apps to automate tasks.

2. QuickBooks Online

A go-to for many businesses in the UK, QuickBooks gives you a visual dashboard showing what money is coming in and what’s going out.

You can customise cash flow projections, send invoices, and even set reminders for overdue payments. It’s powerful yet user-friendly even if numbers aren’t your thing.

3. Float

Float works alongside Xero or QuickBooks and is purpose-built for cash flow forecasting. What makes it stand out? It provides a clear visual forecast for the next few weeks, months, or even a year ahead. You can run “what if” scenarios and prepare for the unexpected so you’re never caught off guard.

4. Fathom

For business owners who want deeper insights without drowning in spreadsheets, Fathom turns your numbers into digestible charts and reports.

It offers KPI tracking and visual insights into your cash flow, profitability, and growth trends. It’s perfect if you need to make strategic decisions or report to stakeholders or investors.

5. Pulse

If you're looking for simplicity, Pulse is clean and intuitive. It helps you track income and expenses, plan for future costs, and monitor cash flow across projects. It’s ideal for service-based businesses or freelancers who need clarity without complexity.

You don’t need to manage cash flow with guesswork anymore.

These tools won’t just save you time, they’ll give you control. And when you’re in control of your cash flow, you’re in control of your business.

📌 Need help or support in building a cash flow strategy? Contact us:

📞 Call: 07768 390330 📧 Email: willconsult69@hotmail.com